Hudson Valley Credit Union is a community-chartered credit union providing personal and commercial financial services, including insurance and financial planning, to families and businesses in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rennselaer, Rockland, Saratoga, Schenectady, Ulster and Westchester counties. With more than $4.7 billion in assets, HVCU serves its members through 18 local branches (10 of those in Dutchess County), a nationwide network of more than 82,000 surcharge-free ATMs, Internet Banking, online bill payment, Mobile Banking, and 24-hour account access by phone. HVCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Housing Lender. For more information, visit hvfcu.org. Insurance products are not NCUA/NCUSIF insured; are not obligations of HVCU; and are not guaranteed by HVCU.